KiwiSaver Advice

Clive Fernandes

Clive Fernandes
Clive is an Authorised Financial Adviser and Director of National Capital Limited
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Our Investment Selection Process

Posted by Clive Fernandes on Dec 13, 2018 6:37:39 PM

Investment Selection Principle

All KiwiSaver scheme providers must comply with their obligations under the KiwiSaver Act 2006 (the Act) until they transition to the new regime. KiwiSaver providers must also comply with any obligations they have as issuers.

Participants involved in KiwiSaver management and oversight must ensure they meet regulatory standards and act with customer interests in mind.

Additionally, KiwiSaver Scheme Trustees also have a responsibility as front-line supervisors for monitoring the management and administration of these schemes. KiwiSaver Scheme Managers must exercise care, diligence and skill in the investment of scheme assets, and act in accordance with the stated investment policy and objectives. The FMA monitors that KiwiSaver Schemes are compliant with their obligations.

As KiwiSaver is a highly regulated product, National Capital bases its KiwiSaver Fund selection on Quantitative measures, rather than going into in depth research of the processes and administration of the Schemes. We believe our time and resources are better spent working with the clients to ensure they choose a scheme with the correct asset allocation and educating them on the tenets of long term investing.

We use the KiwiSaver Investment research published by Research agencies like Morningstar and FundSource to aid in our Investment Selection process. National Capital's Investment Selection Process is detailed below.

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Topics: investment selection